Student Safety Accident Insurance

 

Student Safety Accidental Insurance Policy(Class 1 to 8)- 16-17 Download 
Student Safety Accidental Insurance Policy(Class 9 to 12)- 16-17 Download 
Student Safety Accidental Insurance Policy(Class 1 to 8)- 15-16 Download 
Student Safety Accidental Insurance Policy(Class 9 to 12)- 15-16 Download 
Student Safety Accidental Insurance Policy Category I 2014-15 Download 
Student Safety Accidental Insurance Policy(Class 1 to 8)- 14-15 Download 
Student Safety Accidental Insurance Policy(Class 1 to 8)- 14-15 Download 
Student Safety Accidental Insurance Policy(Class 9 to 12)- 14-15 Download 
Student Safety Accidental Insurance Policy(Class 1 to 8)- 13-14 Download 
Student Safety Accidental Insurance Policy(Class 9 to 12)- 13-14 Download 
SSAI_RAMA_U Policy 13-14 Download 

The aim of the scheme is to provide coverage against accident to the students. This scheme was launched on 14th November 1996, for the students of Govt. School. In the year 2002 it was extended for the students of aided/non aided schools with minute additions and donations.

The precise description of the student safety accidental insurance scheme run by the department is as under:-

Scheme For the students of the Govt. Schools For the students of Govt. & Private colleges / Engineering / Polytechnic / Medical / Nursing / B.Ed. / S.T.C. and For the students of the Non Government Schools  
  Class I to VIII Class IX to XII  
Name of Scheme Vidyarthi Surakasha Durghtna Bima Yojna Vidyarthi Surakasha Durghtna Bima Yojna Varishtha Vidyarthi Surakasha Durghtna Bima Yojna  category II
Premium Received from Education deptt. of Govt. Of Rajasthan for the whole group Received from Education deptt. of Govt. Of Rajasthan for the whole group Rs. 50/- per student
Sum Insured 1,00,000 Rs. 1,00,000 Rs. 1,00,000 Rs.

General Insurance Fund shall pay to the INSURED to the extent and in the manner hereinafter provided that if any of the Insured persons shall Sustain any bodily injury resulting solely and directly from accident caused by external, violent and visible means, the sum hereinafter forth in respect of any of the Insured Persons specified in the Schedule prescribed by the department and Treatment Expenses & Re-imbursement in Accident

A claimant injured by accident must be admitted in Hospital more than 24 hours than he entitles to get the medical re-imbursement amount maximum according to policy conditions.


Exceptions

The General Insurance Fund shall not be liable under this policy for Compensation in respect of Death, injury or Disablement of the Insured Person

    • from intentional self-injury, suicide or attempted suicide
    • whilst under the influence of intoxication liquor or drugs or any such substances whether directly or indirectly caused by or contributed to by it
    • whilst engaging in Aviation or Ballooning, or whilst mounting into, dismounting from or travelling in any balloon or aircraft other than as a passenger(fare paying or otherwise) in any duly licensed standard type of aircraft any where in the world
    • directly or indirectly caused by any diseases or insanity
    • Arising or resulting from the Insured Person committing any breach or law with or without Criminal intent.
  • directly or indirectly connected with or traceable to War, Invasion, Act of foreign enemy, Hostilities (whether war be declared or not), Civil war, Rebellion, Revolution, Insurrection, Mutiny, Military or Usurped power, Seizure, Capture, Arrests, Restraint and Detainments of all kings, Princes, people of whatever nation condition or quality sever.
  • Directly or indirectly caused by or contributed to by or arising from and ionising radiations or contamination by radioactivity any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of this exception, combustion shall include any self-sustaining process of nuclear fission.
  • Directly or indirectly caused by or contributed to by or arising from nuclear weapons materials.

Surgical Exclusion Clause

The Insurance under this policy shall not extend to cover death or disablement resulting directly or indirectly caused by, contributed to or aggravated or prolonged by any Surgical Operation.

The death caused by an accident in case the applicant has been travelling by unauthorised means of transportation e.g. over¬ crowded Jeep, Jugad, roof of bus or train etc. etc.


Nomination

Persons who can be appointed as nominee:-

  • (1) Father or mother of the insured.
  • (2) Step mother/ father, brother, sister If no relation mentioned in (1) above is alive at the time of making nomination.

Nomination of any person if any relation as mention in (1) is alive shall be deemed to be null & void.


Claim

Upon the happening of any event which may give rise to a claim under this policy, written notice with all particulars must be given to the GIF immediately.

In case of death, written notice also for the death must, unless reasonable cause is shown, be given before internment/cremation and in any case, with one calendar month after the death and in the event of loss of sight or amputation of limbs written notice thereof must also be given within one calendar month after such loss of sight or amputation.

Proof satisfactory of all matters upon which a claim is based should be furnished to the Fund are

  • DEATH CERTIFICATE
  • PMR
  • TREATMENT REPORT
  • FIR & FR/CHALLAN
  • PANCHNAMA AND NAKSHA MOKA
  • WITNESS STATEMENT
  • MTI REPORT
  • DL

Original Proposal form must be submitted latest by 2 months from the date of incident.

No claim form would be entertained after 6 months.

The insured on the renewal of this policy shall give notice in writing to the Fund of any disease, physical defect or infirmity with which any of the insured person(s) have become affected since the payment of last preceding premium.